Eligibility Criteria
KCHIP is only for uninsured children.
Eligibility requirements are based on age and family income. Children from birth through age 18 (until their 19th birthday) from low-income families are eligible. A family’s income can be up to and including 200% of Federal Poverty Level (FPL). For example, the income limit for a family of four would be $42,400 yearly or $3,534 monthly. Children must also be residents of Kentucky.
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2008 KCHIP Income Limits |
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Number of Family Members (include parents and children)* |
Total Monthly Family Income (before taxes) |
Total Annual Family Income (before taxes) |
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1 |
$1,734 |
$20,800 |
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2 |
$2,334 |
$28,000 |
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3 |
$2,934 |
$35,200 |
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4 |
$3,534 |
$42,400 |
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5 |
$4,134 |
$48,600 |
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6 |
$4,734 |
$56,800 |
|
7 |
$5,334 |
$64,000 |
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8 |
$5,934 |
$71,200 |
Note: These income limits change around April of each year. This table shows the 200% FPL guidelines.
*A family is considered as a child or children and the natural or adoptive parents residing together in a household. For family units of more than eight members, add $600 per month for each additional member.
If you owe a premium, you will receive a letter that tells how to pay the $20 premium.
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More Information |
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Children with existing health insurance may qualify for Medicaid but not for KCHIP. KCHIP is only for uninsured, low income children until the child's 19th birthday.
The following children have a six-month waiting period from the time they become uninsured until they can become eligible for KCHIP. Also, they are required to pay a premium:
- Infants - 186%-200% Federal Poverty Level (FPL)
- Age 1 through 18 years old - 151%-200% Federal Poverty Level (FPL)
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The six-month waiting period may be waived if the child loses health insurance for reasons that cannot be controlled. For more information, contact your local DCBS office.
The following children do not have a six-month waiting period from the time they become uninsured until they can become eligible for KCHIP. Also, they are not required to pay a premium.
- Age 1 through 5 years old - 134%-150% Federal Poverty Level (FPL)
- Age 6 through 18 years old - 101%-150% Federal Poverty Level (FPL)
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