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What if my income is too high to qualify for regular Medicaid benefits?

Regular Spenddown

The Kentucky Medicaid program provides medical assistance to individuals meeting income, resource, and technical eligibility requirements.  The income limit is $217 and resource limit is 2,000 for an individual.  If an individual's income exceeds $217, spenddown eligibility may exist.

The spenddown program provides time-limited medical assistance to individuals by using medical expenses to meet excess income amounts.  Eligibility is determined on a quarterly basis using the month of application and two subsequent months or the three months prior to the application month.  Medical expenses that are incurred during the quarter or are owed from any prior period may be used in the spenddown program.


Last Updated 4/6/2017