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Eligibility Criteria

KCHIP is only for uninsured children.

Eligibility requirements are based on age and family income. Children from birth to age 19 from low-income families are eligible. Family income can be up to and including 200 percent of the federal poverty level. For example, the income limit for a family of four is $42,400 per year or $3,534 per month. Eligible children must be residents of Kentucky.

2008 KCHIP Income Limits

Number of Family Members (include parents and children)*

Total Monthly Family Income (before taxes)

Total Annual Family Income (before taxes)

1

$1,734

$20,800

2

$2,334

$28,000

3

$2,934

$35,200

4

$3,534

$42,400

5

$4,134

$48,600

6

$4,734

$56,800

7

$5,334

$64,000

8

$5,934

$71,200

Note: These income limits change around April of each year.  This table shows the 200 percent of federal povery level guidelines.

*A family is considered a child or children and the natural or adoptive parents residing together in a household. For families of more than eight members, add $600 per month for each additional member.

If you owe a premium, you will receive a letter notifying you of the payment owed.

More Information

Children with existing health insurance may qualify for Medicaid but not for KCHIP. KCHIP is only for uninsured, low-income children up to age 19.

A six-month waiting period is required from the time children become uninsured until they can become eligible for KCHIP and a premium will be if any of the following apply:

  • Infants in households with incomes from 186 percent to 200 percent of the federal poverty level
  • Children age 1 - 18 in households with incomes from 151 percent to 200 percent of the federal Poverty level
  • The six-month waiting period may be waived if the child loses health insurance for reasons that cannot be controlled. For more information, contact your local DCBS office.

The six-month waiting period does not apply to the following and no premium is required:

  • Children ages 1 -5 in households with incomes from 134 percent to 150 percent of the federal poverty level
  • Children ages 6 -18 in households with incomes from 101 precent to 150 percent of the federal poverty level

 

Last Updated 10/30/2008